Toter Insurance

Toter Insurance

LIABILITY

General Liability covererage protects you if you become legally liable as a result of your negligence. Defense of such a claim against you is also covered.

Contractor's Liability provides coverage for any negligent act caused by a sub-contractor while in the course of performing duties for you. It provides protection in excess of the sub-contractor's insurance.

COMMERCIAL AUTO

Automobile Liability protects you against financial loss due to legal liability for automobile-related injuries to others or damage to their property.

Umbrella/Excess Liability up to $5 million.

Physical Damage covers the actual vehicle damage caused by such perils as collision, fire, theft, or windstorm.

Cargo Coverage pays for transit charges, damaged manufactured homes, cleanup, and disposal.

State & ICC Filings will be made for you by our agency as part of your coverage.

ADDITIONAL COVERAGES

Buildings and Business Personal Property

Contractor's Equipment (Dozers, HouseTug, Jadde, etc.)

Small Tools Floater

Building Materials and Supplies

TOTER INSURANCE COMPANIES WE REPRESENT

Northland Insurance Company

Northfield Insurance Company

Canal Insurance Company

Canal Indemnity Insurance Company

Progressive Insurance Company (and affiliates)

National Indemnity Insurance Company (and affiliates)

Essex Insurance Company

Sagamore Insurance Company

Empire Fire and Marine Insurance Company

Southern County Mutual Insurance Company (Texas Only)

Republic Vanguard Insurance Company (Louisiana & Texas Only)

National Casualty Insurance Company

Great American Insurance Company

Atlantic Casualty Insurance Company

Underwriters at Lloyd's